"The time of receipt of the payment order by COSMOTE Payments is the time at which you give the payment order in the payzy application. Payment orders entered after 14.00 each day in the application are executed on the next working day. If a payment order is given using the application on a non-working day, the payment order will be considered as received by COSMOTE Payments on the next working day, in this case it will be considered as the time of its receipt. Your account balance is reduced by an amount equal to the amount of the bill payment and the corresponding COSMOTE Payments charge and is no longer available from the moment the payment order is entered. COSMOTE Payments will execute the payment order to the respective organization by the end of the next business day following the time COSMOTE Payments receives the payment order, as specified above."