You earn Coins only after a transaction has been settled and provided it was made exclusively using your payzy card, as long as the transaction is eligible under the program.
Coins are not awarded for the following types of transactions:
- Cash withdrawals (all types)
- Card top-ups (debit, credit, or prepaid cards), whether issued by COSMOTE Payments or other financial institutions
- Payments to payment accounts (within or outside COSMOTE Payments)
- Repayment of all or part of the outstanding balance of a card issued by another financial institution
- Money transfers (incoming and outgoing)
- Loan repayments
- Cryptocurrency purchases
- Gambling and betting transactions
- Transactions with public sector entities, including:
- Municipalities
- Chambers of Commerce / Associations
- Public and private legal entities
- Payments of obligations to the Greek State
- EFKA
- Transactions disputed by the cardholder
Important: Transactions made via “Pay with Payzy app” through the COSMOTE Telekom App and WhatsApp App do not count toward earning Coins. The 1% and 2% cashback rewards for Magenta One are credited directly in € to your wallet.