It applies to all transactions you carry out with your virtual or/and physical payzy VISA debit card for your daily expenses, entertainment, Christmas gifts, supermarket shopping, and even trips abroad.
For example, Christmas is just around the corner and you will have prepared your supermarket list with everything you need for Christmas dinner. Visit any supermarket, use your payzy card to pay, and you will get back 2% of the value of your transaction.
The only transactions excluded can be found here.