The société anonyme with the trade name ‘COSMOTE PAYMENTS - E-MONEY SERVICES SINGLE-MEMBER SOCIÉTÉ ANONYME’ (hereinafter “COSMOTE Payments” or the “Organiser”), with its headquarters in Marousi, Attica, (No 99 Kifissias Avenue), is organising the promotional action for users of the ‘payzy by COSMOTE’ Application (hereinafter the “Application”) titled “Earn 2% payzy cashback with payment of RF bill” (hereinafter the “Promo”), which rewards users of the payzy App for payments of RF-coded bills through the Application.
The purpose of these terms (hereinafter “Terms”) is to define the terms of participation in the Promo.
1. All permanent residents of Greece, qualified for legal acts, who are 18 years old, are registered users of the App, and have a payment account with COSMOTE Payments in their name are eligible to participate in the Promo.
2. The duration of the Promo is from 01/06/2023 to 31/12/2023.
3. The Promo applies to payment orders issued by users to third enterprises, organisations, and bodies in the public and private sector (hereinafter “Organisation” or “Organisations”) within the above deadline, using a unique Single Payment Code (RF) that has been provided by the Organisations for the purpose of executing payments. In the context of the RF Single Payment Code Bill Payment Service and the Coins Loyalty Scheme, the terms of which are described in the Application’s Terms of Use, users will collect a number of Coins equal to double the amount of the payment order price that has been successfully received by COSMOTE Payments via the above service, which is equivalent to 2% redemption in Euros on their payment account with COSMOTE Payments.
4. The Coins that users receive will be stored in the ‘Coins’ section of the Application.
5. Coins will be issued automatically upon successful receipt by COSMOTE Payments of each payment order, and they can be redeemed in Euros from users’ wallets at any time.
6. The Promo is valid for the payment of bills exclusively using a unique Single Payment Code (RF) via the App, irrespective of the amount per bill, and in no other way (e.g. payment using the App’s digital or physical card).
7. The following payments are excluded from the Promo: Certified Debts to the Tax Office, EFKA (OGNI,OGA,ETAA,ETAP-MME), EFKA EMPLOYER CONTRIBUTIONS, OAEE, OGA INSUREES (up to 31-12-2016), OGA EMPLOYERS (up to 31-12-2016), EFKA (BAR ASSOCIATIONS), KEAO, KEAO e-Attachment Orders, e-EFKA - BRANCH DOCUMENTS, VEHICLE TAXES, e-Administrative Fee, e-Attachment Orders, ICISnet Electronic Payments, ETAA TSAY SELF EMPLOYED (up to 31-12-16), ETAA TSAY EMPLOYERS (up to 31-12-16), ETAA TAN -PUBLICATIONS, e-EFKA PAYMENT OF KEPA ADM. FEE, e-EFKA T.TEAA-TEAPYK DEBTS, e-EFKA/Contr. Non-Salaried Workers to TEKA, e-EFKA/ Employer Contr. to TEKA.
8. During the Promo, the Organiser reserves the right to amend and/or revoke it, change the dates on which it will be held or any other of its terms or amend the amount of Coins collected per payment and the method by which they are provided, informing users by any appropriate means (e.g. by email or push notification or text message).
9. The Organiser shall bear no liability towards the participants and/or any third party for any direct or indirect damages, costs, and expenses that may arise from any interruption, malfunction, delay, or any other cause related to the implementation of the Promo. Furthermore, it shall not be liable for any malfunction that may result in the temporary or permanent cessation of the Promo.
10. The data controller is the Organiser, namely the société anonyme with the trade name ‘COSMOTE PAYMENTS – E-MONEY SERVICES SINGLE-MEMBER SOCIÉTÉ ANONYME’.
The following personal data of the users shall be collected and processed in order to participate in the Promo:
- Date and time of execution of the payment transaction for each bill.
- Total amount paid for each bill
- Account payment number at COSMOTE Payments.
The data is collected for the purpose of carrying out the Promo in accordance with these Terms and to serve the contract concluded between the Users and COSMOTE Payments, based on which the Users maintain a payment account with COSMOTE Payments to execute payments with the use of the unique Single Payment Code (RF), in accordance with the terms of the General Information regarding Personal Data Protection, that you can find here. Under these terms, the personal data collected are retained for a period of five (5) years from the date of execution of the payment transaction. Upon expiry of this deadline, the data shall be deleted, unless another provision of law or regulatory act requires them to be stored for a longer period, which cannot exceed ten (10) years (e.g. for tax purposes).
The following third companies are also recipients of the Promo User-participants’ personal data:
- NEXI GREECE PROCESSING SERVICES SINGLE-MEMBER SOCIÉTÉ ANONYME, which provides payment processing and card issuing services and has its registered office in Greece.
- NETCOMPANY-INTRASOFT S.A., which provides and supports the operation of COSMOTE Payments' banking systems and has its registered office in Greece.
- Cognity S.A., which supports the operation of the payzy by COSMOTE application and has its registered office in Greece.
These third companies are processors on behalf of COSMOTE Payments – in other words, they are partners of COSMOTE Payments – who undertake the execution of a specific project following the instructions of COSMOTE Payments and applying the strict procedures of the OTE Group regarding the processing of the participants’ personal data. COSMOTE Payments remains liable with regard to the processing of personal data carried out by its partners. The processing of participants’ personal data for the above purposes by COSMOTE Payments’ partners takes place mainly in Greece and the European Union (EU).
11. Beyond to the above-mentioned companies, COSMOTE Payments does not process or disclose personal data to third parties, with the exception of cases where their communication/transmission is required by the applicable laws.
12. The Organiser shall take appropriate organisational and technical measures to secure the data and protect them from accidental or unlawful destruction, accidental loss, alteration, prohibited dissemination or access, and any other form of unlawful processing.
13. Participation in the Promo requires and implies the explicit and unreserved acceptance of all these Terms.
14. These Terms are governed by Greek law and any dispute as to their interpretation and/or application shall be resolved exclusively by the courts of Athens, with express prorogation of any other local jurisdiction.